Financial Ratio Calculator
Support your clients’ financial planning with a reliable tool designed to simplify core metric analysis. This calculator helps business advisors quickly assess a company’s baseline health by providing clear figures for Debt Service Coverage, Debt-to-Equity, and Liquidity. By automating these standard calculations, you can focus on interpreting the data and identifying practical next steps for your clients' growth.
Business Health Analyzer
Input your financial data to evaluate creditworthiness and stability.
📊 Income Statement (Annual)
⚖️ Balance Sheet
Financial Ratio Analysis
Debt Service Coverage Ratio (DSCR)
Measures ability to pay debt with operating income.
Target: > 1.25x for most commercial lenders.
Debt-to-Equity Ratio
The proportion of equity and debt used to finance assets.
Target: < 2.0 is generally considered healthy for retail.
Liquidity (Current Ratio)
Ability to pay short-term obligations (within 1 year).
Target: > 1.5 suggests a safe cushion of cash/inventory.
Calculated Net Worth (Equity)
Total Assets - Total Liabilities
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Financial Management External Resources
Leverage these links to access supplemental trainings, templates & guides from trusted sources.